Home Buyers Guide: Introduction

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Written By : Alex McFadyen, Joe Pratap & Kevin Parton

Welcome to a new kind of first-time homebuyers guide. This series is made to simplify the entire home buying process. We’re here to help you create a strategy with a basic blueprint so that you can achieve your home ownership goals!

There are some important considerations when making the decision to buy a home. Buying a home is much more than just being able to make a down payment or to get approved for a mortgage.

For those in the beginning stages, it is important to understand your current financial situation and learn to save for home ownership. Or, maybe you’re ready to purchase with a down payment in hand. It will be important to know what to expect for closing costs and potential hurdles you can avoid. Here you will learn tips to assist in your home search. No matter which stage you’re in, this guide will help assist you on your home ownership path.

So why might YOU buy?

There are many great reasons to buy, some of these include:


As a homeowner you get the benefit of controlling your future. You are your own landlord. You can upgrade and customize your house any way you can imagine. It also provides you with the benefit of stability with an eye for the future.


Why pay for your landlords house when you can pay for your own! As you make each monthly mortgage payment, you are contributing to your equity. This will allow you to borrow money in the future if you need to make renovations, go on a vacation, or pay for your kids education. More importantly, it can provide you with a sound investment for retirement.


The Canadian market has been appreciating in value for a number of years now. By eliminating rent payments you increase your home equity. Buying a home is one of the safest and smartest investments you can make.

For a list of subjects and points you can expect to read about in the series, see below:

Are you Ready?

How to Save!

How to Look for a home

  • Pre-Shopping
  • House Viewing
  • Narrowing it Down

The Buying Process

  • Offers, Negotiation and Paperwork
  • Home Insurance and Closing Costs

Mortgage Basics

  • Fixed or Variable?
  • Important points
  • Making payments

You’re a Homeowner! What now?

If you would like to know more you can subscribe to this blog, follow each of the authors on twitter, facebook or google+ or send an email with your questions.

This guide has been written with the combine efforts of a Certified Mortgage Broker, Licensed Realtor and Certified Financial Planner. Read below for a quick biography, and information how to contact each of them.



For more information, or to contact any of the writers of this series click the photos or look for contact information below

Alex McFadyen Mortgage Broker

Alex McFadyen Mortgage Broker

Alex McFadyen

Certified Mortgage Broker



Joe Pratap Realtor

Joe Pratap Realtor

Joe Pratap

Licensed Realtor®



Kevin Parton Financial Planner

Kevin Parton Financial Planner

Kevin Parton

Licensed Financial Planner